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Wilbour
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# Posted: 14 Dec 2014 08:48am - Edited by: Wilbour
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A key to "early retirement" is not to be a slave to your possessions. Own fewer things and a smaller home keeps debit down. Enjoying the simpler things helps. Freedom 55 here I come.
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turkeyhunter
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# Posted: 14 Dec 2014 10:05am
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Quoting: Wilbour A key to "early retirement" is not to be a slave to your possessions. Own fewer things and a smaller home keeps debit down. Enjoying the simpler things helps. Freedom 55 here I come.
very true statement !!!!
i buy too much as it is ..have lots of toys .....but i NEVER finance ANYTHING!!!
simpler is better for sure.....
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neb
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# Posted: 14 Dec 2014 09:19pm
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Some advise and so true need to live in your means. I live a fairly simple live now but do buy what I want to now. That will have to change. Thanks
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SouthernOutlaw
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# Posted: 14 Dec 2014 10:18pm - Edited by: SouthernOutlaw
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We love in Alabama, and I retired two years early this past August. Two weeks ago my wife and I purchased insurance through the HCE. Her policy is through United Health Care and is there best Platinum plan, mine is the top gold plan through BC/BS. Total price per month is $274.59. Last month the medication my wife has to take each month cost me around $600.00. Her policy will pay for itself in one month.
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silverwaterlady
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# Posted: 15 Dec 2014 02:44am
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What is HCE?
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silverwaterlady
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# Posted: 15 Dec 2014 02:49am - Edited by: silverwaterlady
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I've noticed a few replays from Canadians. If you live in Canada and you are making a retirement budget you do not have to try and figure out how much extra money you will need for co-insurance, deductibles and medicine. It is recommended that an extra $250,000 be set aside for these expenses for a healthy person,more if you have a lot of health issues.
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Wilbour
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# Posted: 15 Dec 2014 07:48am
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Canadians still have to pay for their medicine. That's not free. Many like myself have a group plan through the office and pay extra for that. Once we retire we have to pay more for the same plan. My diabetic medicine is about $100 a month but I have a paid plan that pays 90% of that cost.
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SouthernOutlaw
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# Posted: 17 Dec 2014 05:59am
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Quoting: silverwaterlady What is HCE?
Sorry, Health Care exchange , may be the incorrect Nama, but it is Obama Care web sight.
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